Nationwide Auto Insurance Coverages

Review Nationwide Auto Insurance Coverages

With Nationwide auto insurance, there are six types of coverage:

Nationwide Bodily Injury Liability Insurance

Pays your legal bills and claims against you if your car is involved in the injury or death of another person. The coverage extends to others driving your car if they are using the car with your permission.

Nationwide Medical Payments Insurance

Pays accident-related medical expenses for you and your passengers. Also pays if you or your family members are injured while riding in another's car or are struck by a car while walking.

Nationwide Uninsured/Underinsured Motorist Insurance

Pays for costs related to property damage or injuries to you, your family members, or guests in your car if the damage or injuries are caused by an uninsured, underinsured, or hit-and-run driver.
Property Damage Liability - Pays your legal defense costs and claims against you if your car is involved in damage to another's property. Does not cover your property, including you auto.

Nationwide Collision Insurance

Covers damage to your car caused by a collision with another vehicle or any other object, regardless of whom was responsible

Nationwide Comprehensive Physical Damage Insurance

Covers damages to your car resulting from theft, fire, hail, vandalism, or a variety of other causes.

Final Notes

Review each type of Nationwide coverage carefully as each one applies to different types of losses. If you have good medical insurance, you may not need to purchase extra medical payments insurance with your auto insurer. However, medical payment coverage is inexpensive and can simplify certain situations. Nationwide Medical payments coverage pays emergency medical expenses and other costs for anyone hurt while in, on, or around your vehicle.